Elgin Homes under $200,000

Elgin Homes under $200,000

Welcome to Elgin, South Carolina—a charming town that perfectly blends small-town warmth with modern conveniences. Nestled just outside the bustling city of Columbia, Elgin offers a tranquil escape with its picturesque landscapes and friendly community. Known for its rich history and vibrant local culture, this town is a hidden gem for those seeking a peaceful lifestyle without sacrificing access to urban amenities.

Elgin boasts a variety of recreational opportunities, with numerous parks and outdoor spaces that invite residents to enjoy nature. The town’s annual events and festivals foster a strong sense of community, making it easy to meet neighbors and build lasting friendships. With its excellent schools and family-friendly atmosphere, Elgin is an ideal place for families looking for a nurturing environment to grow and thrive.

For homebuyers seeking affordability, Elgin shines with its selection of homes priced under $200,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find a range of options that cater to your needs. From charming bungalows to spacious townhomes, these properties offer great value without compromising on comfort or style.

Imagine settling into a cozy home where you can enjoy the serenity of suburban life while still being just a short drive away from the vibrant offerings of Columbia. Elgin is not just a place to live; it’s a community where you can create lasting memories. Come explore the possibilities that await in Elgin, SC—your dream home is waiting!

Newest Elgin Homes under $200,000

82 Camp Creek Dr, Elgin
$172,000
3 Beds ⋅ 2 Baths
82 Camp Creek Dr is a one-story Elgin home built in 1997 with a functional layout and comfortable living spaces. The kitchen features stainless steel appliances and white cabinetry, creating a well-equipped space for cooking and entertaining. The main living area features dark flooring and large windows, and a laundry area includes built-in cabinetry. A bathroom features a tub and shower combination with a white vanity. A wood deck extends the living space outdoors, creating ample room for relaxation and entertaining. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room. Included 100-Day Home Warranty Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

82 Camp Creek Dr, Elgin

Listing courtesy of OpenDoor Brokerage LLC.

1024 Cornelia St, Elgin
$199,900
3 Beds ⋅ 3 Baths
**PRICED TO SELL!!** Located just outside the town of Elgin, in the Liberty Ridge subdivision, this like-new townhome has all the charm for a move-in ready home. The front of the house has beautiful curb appeal, welcoming front porch, 1-car garage and stunning architecture with stone accents. This home is located on the end of the building (end units rock!!) which provides more privacy and convenience. Upon entering you will see great modern touches throughout. The Great Room has fresh paint, 9-foot ceilings, newly installed luxury plank flooring, and great open floorplan. The Eat-in Kitchen has white cabinets, granite counters with a gathering bar, stainless appliances with gas cooktop, and a pantry. The dining area off the kitchen has access to the back patio and a great space to welcome friends and family. The Master Suite upstairs has everything you want in a master bedroom! It features a living space for plenty of design ideas, a walk-in closet, and a private bathroom with a walk-in shower and granite-top vanity. The additional 2 bedrooms each has a private closet and a shared bathroom that has a granite-top vanity and combo tub/shower. The backyard is the perfect size for ease of maintenance while also allowing for plenty of your backyard design ideas to start entertaining and enjoying today (and, of course, having the end-unit gives an extra buffer from your neighbors)! Make this pearl yours TODAY!! **UPDATES: New LVP Flooring Downstairs; Freshly painted; Epoxied Garage Floor **HOA Dues: Pool, Cabana, and Unique to Home Coverage (Termite Bond, Roof, Front Yard Maintenance, Insurance/Master Pol'cy & Annual Pressure Washing) **Area Perks: 15min to Fort Jackson, 35min to Shaw Air Force Base; Close to shopping, dining, entertainment (downtown Elgin & Village @ Sandhills), and 35 minutes to the shores of Lake Murray. >>FULL VIDEO TOUR ON YOUTUBE<< Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

1024 Cornelia St, Elgin

Listing courtesy of NextHome Specialists.

2133 Blue Horse Cir, Elgin
$165,000
3 Beds ⋅ 1 Baths
Great Opportunity on fully fenced-in 1.1 Acres in Elgin! This 3-bedroom, 1-bath home offers an excellent opportunity for a first-time buyer, investor, or anyone looking for a property they can make their own. Situated on a spacious 1.1-acre, park-like lot, the property offers plenty of room to enjoy the outdoors, garden, entertain, or simply relax in a peaceful setting. The home does need some work and updating, but the potential is here to create a comfortable home that fits your style and budget. The floor plan includes three bedrooms, one bathroom, and an attached garage. With some vision and effort, this property could be a great way to build equity while owning a home on a generous piece of land. Conveniently located just minutes from I-20 and Fort Jackson, making commuting throughout the Columbia area easy. The home is zoned for Richland Two schools. If you're looking for an affordable home with acreage and the opportunity to add value, this one is worth a look! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

2133 Blue Horse Cir, Elgin

Listing courtesy of Coldwell Banker Realty.

303 Autumn Hill Ln, Elgin
$199,900
3 Beds ⋅ 2 Baths
Welcome home to this inviting Northeast Columbia gem, perfectly situated in the award-winning Richland 2 school district! This beautiful 3-bedroom, 2-bathroom home boasts hardwood flooring in the Great Room, Dining Room and hallway, has a bright eat-in kitchen with ceramic tile flooring, a formal dining room, and a spacious great room centered around a cozy fireplace. Peace of mind comes standard with a newer roof (2024) and a newer HVAC system (2020). Step outside to your private oasis featuring a wood deck overlooking a fully fenced backyard—ideal for entertaining, pets, or play area. This home has a 1-car garage and is located close to Fort Jackson, parks, and premier shopping. With a few cosmetic changes, this home can be move-in-ready. Schedule your showing today, as this home is primed for a quick sale. ! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

303 Autumn Hill Ln, Elgin

Listing courtesy of Morris Morgan Realty.

536 Bowman Ave, Elgin
$142,000
2 Beds ⋅ 2 Baths
Affordable home in the Pontiac/ N.E. Columbia area! Quiet neighborhood just inside Kershaw County. Home is mostly original and in great condition! A must see! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

536 Bowman Ave, Elgin

Listing courtesy of Premier Properties of the Carolinas.

2016 Day Lily Way, Elgin
$199,999
3 Beds ⋅ 3 Baths
This beautifully maintained LIKE NEW home built in 2025 offers spacious living with an open-concept floor plan, abundant natural light, and stylish finishes throughout. The inviting kitchen features loads of light and modern appliances with ample cabinet space and soft close hinges, flowing seamlessly into the dining and living areas—perfect for entertaining or just relaxing after a long day at work! Enjoy a private backyard ideal for quiet mornings or hosting gatherings with friends. Your yard will stay green with included sprinkler Refrigerator, washer, dryer and high end blinds all convey with the home! HOA fees cover front yard maintenance and community pool are paid through June 30th, saving you money! Conveniently located near shopping, dining, schools, and major roadways, this move-in ready home combines comfort, functionality, and a fantastic location. Don’t miss this opportunity! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

2016 Day Lily Way, Elgin

Listing courtesy of eXp Realty LLC.

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