Elgin Homes under $250,000

Elgin Homes under $250,000

Welcome to Elgin, South Carolina – a charming town that perfectly blends small-town charm with modern conveniences. Nestled in the heart of Kershaw County, Elgin boasts a rich history, friendly community, and a vibrant atmosphere that makes it an ideal place to call home. With its picturesque landscapes, Elgin is known for its beautiful parks, excellent schools, and a strong sense of community, making it a great choice for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

One of the standout features of Elgin is its affordability in the real estate market. For those seeking to find a home without breaking the bank, Elgin offers a fantastic selection of properties priced under $250,000. Whether you’re a first-time homebuyer, an investor, or looking to downsize, you’ll discover a variety of options that cater to diverse tastes and preferences. From cozy single-family homes to charming townhouses, Elgin's real estate market is filled with potential.

Living in Elgin means enjoying the best of both worlds – a serene suburban lifestyle with easy access to the bustling city of Columbia, just a short drive away. Residents can take advantage of local shops, dining options, and recreational activities, all while returning to the tranquility of their Elgin homes.

Explore the possibilities in Elgin, SC, where affordable homes and a welcoming community await you. Start your journey today and discover why so many are choosing to call this delightful town their home!

Newest Elgin Homes under $250,000

717 Miller Tree Way, Elgin
$244,900
3 Beds ⋅ 3 Baths
MOVE IN READY! 5.75 interest rate or up to 15k in closing cost using our preferred lender(must close by 12/23/26) Discover the final phase of The Mill at Woodcreek Farms community in Elgin—zoned for Richland Two schools. A “just right” multi-level home, The Lance is thoughtfully designed around its heartbeat: the centrally located family room with gorgeous luxury vinyl plank flooring and 9’ ceilings, where weeknights unwind and weekends take shape. From this inviting space, the main level flows effortlessly into a chef-ready kitchen featuring a generous island ideal for prepping, gathering, or helping with homework, granite countertops and tiled backsplash. The bright breakfast nook opens directly to the patio—perfect for fresh-air dinners or quiet morning coffee. Upstairs, the primary suite offers a peaceful retreat with a spacious walk-in closet and a private bath with separate walk-in shower & soaking tub designed for daily comfort. Two additional bedrooms anchor the opposite end of the hallway, sharing a well-placed full bath that keeps morning routines smooth. The laundry room is also conveniently located on this level, making everyday living more efficient. Designed for real life—centered on connection below and restoration above—The Lance makes everyday moments feel effortless, whether it’s casual meals at the island or late-night conversations out on the patio. Enjoy quick access to downtown Columbia, Fort Jackson, Shaw AFB, and everyday conveniences, including shopping and dining at the nearby Village at Sandhill. With limited homes, this is an opportunity you won’t want to miss. Ask about closing costs with preferred lender! Move-in Mid-August!! Visit the model home (GPS Address) 136 Bolter Lane today to discover all the comfort, style, and convenience of The Mill at Woodcreek Farms. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

717 Miller Tree Way, Elgin

Listing courtesy of SM South Carolina Brokerage LLC.

20 Piper Ln, Elgin
$214,900
3 Beds ⋅ 2 Baths
This home is a Must See! Brentwood Subdivision-Enter this well maintained, Move In Ready home where an inviting and comfortable great room greets you with a wood burning fireplace, perfect for the upcoming fall and winter evenings. The great room flows into the dining area and kitchen with abundant cabinetry offering ample storage, new granite counter tops, all stainless appliances, to include stainless refrigerator with a new smooth top stainless stove and new garbage disposal, along with new faucet, and like new hardware on cabinets. This home has freshly painted walls, trim, cabinets, doors along with new smooth ceilings. Laminate flooring extends throughout the home, creating a cohesive living space. Tile Flooring in bathrooms, primary walk-in closet and laundry area. New blinds throughout home. The primary bedroom features an ensuite bathroom with a garden tub and walk-in closet, also to include new bath and shower fixtures. There are two (2) additional bedrooms with a hall bath, including new bath fixtures as well. While outside the spacious level lot featuring a partially fenced backyard, and mature trees along the back of the property, offers a natural backdrop and added privacy. While enjoying outdoor dining on the deck, this inviting outdoor space provides a nice setting for relaxation and recreation. There is also an RV electrical hookup on the back of the house for your personal camper. This lovely home is ready to welcome its new owners with the added benefit of NO HOA! CMLS has not reviewed and therefore, does not endorse vendors who may appear in listing. *The Taxes shown reflect a higher assessment rate due to the fact that this property is not the Owners primary residence. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

20 Piper Ln, Elgin

Listing courtesy of Coldwell Banker Realty.

823 Spears Dr, Elgin
$235,000
3 Beds ⋅ 3 Baths
Welcome home to 823 Spears Drive, a well-kept 3 bedroom, 2.5 bath home with 1,621 sq ft tucked inside a gated community in Elgin. A brick and shake front, neat landscaping, and a covered front porch with room for a bench give this home great curb appeal from the moment you pull in.Step inside to warm wood floors and a bright, open main level. The living room is anchored by a gas log fireplace with a classic white mantel and a large ceiling fan. Wide openings connect the living room to the kitchen, so it is easy to cook and still be part of the conversation.The kitchen offers plenty of cabinet and counter space, a large center island with seating, stainless steel appliances, a pantry, and a window over the sink. The dining area is right next to it and has French doors that lead out to the backyard. A stylish half bath on the main floor is handy for guests.Upstairs, the primary suite has a ceiling fan, a large walk-in closet, and a private bath with a tub and shower combo. Two more good-sized bedrooms both have ceiling fans and nice natural light, and one features a cozy window nook. A full hall bath serves these bedrooms. The laundry room comes with upper cabinets and a shelf to keep things neat.Out back, you will love the covered patio with a ceiling fan, perfect for morning coffee or relaxing in the evening. An extra open patio gives you more room to grill and gather. The backyard is fully fenced with a privacy fence and is framed by mature trees, giving you plenty of space to play, garden, or unwind.Other highlights include a one-car garage plus a driveway with extra parking, and the added peace of mind that comes with a gated neighborhood. Located in Elgin with convenient access to I-20, shopping, dining, and an easy drive to Columbia.Schedule your showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

823 Spears Dr, Elgin

Listing courtesy of Century 21 803 Realty.

64 Camp Creek Dr, Elgin
$230,000
3 Beds ⋅ 2 Baths
Welcome to 64 Camp Creek Drive, conveniently located in Elgin just minutes from grocery stores, shopping, and everyday conveniences. This beautiful home offers nearly 1,300 square feet with a thoughtfully designed floor plan and numerous recent upgrades to provide its next owner with added peace of mind. The spacious kitchen features a cozy breakfast nook, new countertops and a new sink, along with a newer dishwasher and stove as well as a brand-new refrigerator that has never been used. From the kitchen, the home flows into the formal dining room and then into the gorgeous living room featuring tray ceilings and a beautiful wood-burning fireplace as the focal point. New flooring was installed in the living and dining rooms in 2026, while the bedroom carpet was replaced approximately two years ago. The bedrooms are tucked away on one side of the home, creating a nice separation from the main living areas. Two secondary bedrooms share a hall bathroom, while the primary bedroom offers its own private bathroom and walk-in closet. Outside, enjoy a sprawling deck completed in 2026, perfect for entertaining or relaxing on cool fall evenings while overlooking the spacious backyard. The .28-acre lot provides plenty of outdoor space, along with a detached storage shed and additional attached exterior storage room for tools, lawn equipment, and more. Additional updates include exterior siding and paint completed in 2025, a brand new HVAC systems installed in July 2026 and a roof installed in 2016. With its functional layout, generous outdoor space, and extensive list of recent improvements, 64 Camp Creek Drive is ready to welcome its next owner! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

64 Camp Creek Dr, Elgin

Listing courtesy of Better Homes and Gardens Real Est Medley.

1024 Cornelia St, Elgin
$199,900
3 Beds ⋅ 3 Baths
**PRICED TO SELL!!** Located just outside the town of Elgin, in the Liberty Ridge subdivision, this like-new townhome has all the charm for a move-in ready home. The front of the house has beautiful curb appeal, welcoming front porch, 1-car garage and stunning architecture with stone accents. This home is located on the end of the building (end units rock!!) which provides more privacy and convenience. Upon entering you will see great modern touches throughout. The Great Room has fresh paint, 9-foot ceilings, newly installed luxury plank flooring, and great open floorplan. The Eat-in Kitchen has white cabinets, granite counters with a gathering bar, stainless appliances with gas cooktop, and a pantry. The dining area off the kitchen has access to the back patio and a great space to welcome friends and family. The Master Suite upstairs has everything you want in a master bedroom! It features a living space for plenty of design ideas, a walk-in closet, and a private bathroom with a walk-in shower and granite-top vanity. The additional 2 bedrooms each has a private closet and a shared bathroom that has a granite-top vanity and combo tub/shower. The backyard is the perfect size for ease of maintenance while also allowing for plenty of your backyard design ideas to start entertaining and enjoying today (and, of course, having the end-unit gives an extra buffer from your neighbors)! Make this pearl yours TODAY!! **UPDATES: New LVP Flooring Downstairs; Freshly painted; Epoxied Garage Floor **HOA Dues: Pool, Cabana, and Unique to Home Coverage (Termite Bond, Roof, Front Yard Maintenance, Insurance/Master Pol'cy & Annual Pressure Washing) **Area Perks: 15min to Fort Jackson, 35min to Shaw Air Force Base; Close to shopping, dining, entertainment (downtown Elgin & Village @ Sandhills), and 35 minutes to the shores of Lake Murray. >>FULL VIDEO TOUR ON YOUTUBE<< Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

1024 Cornelia St, Elgin

Listing courtesy of NextHome Specialists.

409 Dawn Meadow Ct, Elgin
$240,900
3 Beds ⋅ 2 Baths
This home is still a baby at only 5 years old. Great one-story home tucked away on a cul-de-sac at the end of the street! Attractive Craftsman-style home. Step inside to easy-maintenance wood-look flooring and an open floor plan designed for comfortable living. The spacious great room has ample space for large furniture and is perfect for entertaining, movie nights, or everyday relaxation. The kitchen features beautiful granite countertops, abundant cabinet and counter space, stainless steel appliances, and a granite bar with seating — ideal for breakfast, snacks, or gathering with guests. You will love the large walk-in pantry with room for everything — it may even make your friends jealous! Conveniently located off the kitchen, the laundry room connects to the 2-car garage and makes a perfect drop zone after a long day. The roomy primary suite features a huge walk-in closet and a private bathroom. Two additional roomy bedrooms provide flexibility for guests, a home office, or hobbies, and have a pretty shared bath with beautiful granite countertops. A sliding glass door leads to the large backyard, featuring plenty of space to enjoy outdoor living, pets, play, or future gatherings. Located in a great community, this home boasts easy one-story living in a peaceful setting. Great schools and close to dining, shopping, and entertainment. Short 20-minute drive to Fort Jackson, 9 minutes to Sandhills Mall, 26 minutes to the new Scout Motors Plant, and 9 minutes to I-20. One-story homes are a rare find, so don't let this one slip by. VA home loan is assumable. Check out the attic storage located above the garage. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

409 Dawn Meadow Ct, Elgin

Listing courtesy of Keller Williams Realty.

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